The financial regulator from Ontario believes that PayBack is a scam.
PayBack Limited (or MoneyBack Limited) is a company that offers recovery services. They say they can get you money back from unregulated brokers and other investment scams.
According to the Ontario Securities Commission PayBack is run by the same people as the scam broker Trans Atlantic Direct (TAD). PayBack is contacting victims of Trans Atlantic Direct and claiming they can recover their funds for a fee.
The OSC therefore thinks that PayBack and TAD can be a double dip scam.
For your trading use regulated brokers only.